Application Requirements

PLEASE READ BEFORE APPLYING

The application fee is non-refundable

It is very important to Cissell Management Co. that everyone be treated equally. It is our policy not to discriminate against any person because of that person’s race, color, creed or religion, sex, sexual orientation, national origin, age, marital status, military status, handicap, disability, or any other protected status.

The application is not first come first serve. The most qualified applicant will be chosen.

Who must apply:

• All applicants who will be financially responsible must be listed as a lessee on the lease and pay the non-refundable application fee of $45.
• All occupants 18 years of age or older, not considered a dependent, who will live in the property but will not be responsible for the rent, must be included in the application, pay the non-refundable application fee of $45 and are required to be listed on the lease as occupants.
• An occupant is considered a dependent if the individual is your child and they are a full-time college student and they do not provide more than half of their own support.
• Occupants who are younger than 18 years of age at the time that you complete the application do not need to pay the application fee, but are required to be listed on the lease as occupants.

Items needed to complete the application:

• US Government photo identification with full name and date of birth. One of the following:
  • Social Security Number
  • Valid verifiable work visa
  • Temporary resident card
  • Other personally identifiable form of ID
• 90 days of paystubs from the employer
• Bank connection through our application software or the previous three months' bank statements
• Previous landlord's contact information for the last two years
• Application fee

Application Approval Criteria

• Credit Score
  • For multiple applicants, credit scores will be combined and an average taken to determine the credit score. The score approvals below are based on the total rent payment per month being no more than 35%.
    • 620 - 850 - Standard approval*
    • 580 - 619 - Conditional approval* (if approved, 2x the standard deposit)
    • 579 and below - Automatic denial
      
• Income
  • Monthly income calculations are based on applicant's total take-home pay (net income).
  • Rent-to-income ratio of 46% or more - Automatic denial. To calculate an applicant's rent-to-income ratio, divide the monthly rent amount by the monthly income. Example $1000(rent)/$3000(income) = 33.33%
  • Total rent payment per month should be no more than 35% of the applicants’ combined monthly income.
    • Conditional approval may be granted to applicants whose total rent payment per month is between 36% and 45% of the applicants’ combined monthly income with a credit score of 700 or above.
    • Conditional approval may be granted to applicants whose total rent payment per month is between 36% and 45% of the applicants’ combined monthly income with a credit score of 651 to 699. Applicants will be required to pay 1.5 times the standard deposit.
    • Conditional approval may be granted to applicants whose total rent payment per month is between 36% and 45% of the applicants’ combined monthly income with a credit score of 620 to 650. The applicant will be required to pay 2 times the standard deposit.
  • Monthly income requirement for 3 or more unrelated adult tenants is 2x the rent amount per adult applicant.
  • All income sources, including Social Security, child support, spousal support, DSHS income, retirement income, grants/loans if you are attending college, and housing vouchers, must be verified with check stubs, monthly statements, or award letter.
  • If employment is to begin shortly, the applicant must provide an offer letter on company letterhead or employment contract.
  • Self-employed applicants – must submit the previous year's filed tax return for income verification. If needed, 2 years' tax returns may be required. If you receive a 1099 for your income, you are self-employed. If any portion of your income is 1099 income, you will need to provide tax returns for verification.
  • If overtime pay is needed to meet the income requirements, you will need to provide the previous year's tax return to verify.
• Employment - applicants must show a history of stable employment
• *Other factors will affect the overall approval (foreclosure, bankruptcy, minimal/negative/unverifiable rent history, evictions, criminal charges, income to credit ratios, credit availability)
• Full-time students
  • Full-time students that are dependants of their parents will be allowed to have a parental guarantee.
  • A parental guarantee may be added to the lease for students who must have a 700 or above credit score. The guarantee will be required to meet all application requirements, and income to rent ratio will be based on the co-signer's current rent/mortgage + rent of the property for which they are guaranteeing. If there are multiple roommates, the guarantee credit scores will be averaged together.
• Previous Residence and/or Rental History
  • Verifiable residence history for at least 2 years is required. No broken leases, evictions, or eviction filings will be accepted.

A welcoming environment is paramount to all of our residents. To help ensure ALL of our residents understand our pet and animal-related policies, we use a third-party service and require EVERYONE to complete a profile (No Pet/Pet/Service Animal). This process ensures we have formalized pet and animal-related policy acknowledgments and more accurate records to create greater mutual accountability.

Automatic Denial:

If your application is denied, your application fees are non-refundable.

• Incomplete application
• Eviction or past due rent owed
• Bankruptcy in the last 3 years
• Invalid Social Security Number
• Lack of verifiable documentation
• Credit score of 579 and below
• Rent amount is equal to or greater than 46% or more of applicants' income
• False information on application
• Utility bills in collections
• Current accounts past due

Resident Benefits Package

Lessee shall pay $32 per month (one per property), due on the same date as the rent, to cover Agent's costs in providing the following items as part of the Resident Benefits Package: insurance ($10,000 in tenant contents coverage, plus $100,000 in personal liability coverage), utility concierge service, $40 NSF fee waiver (one-time per 12 month period), resident phone app, move-in inspection app, credit reporting, and keyless entry with remote guest access. The resident benefits package is not optional. Lessee may opt-out of the insurance portion of the benefits package but must provide Lessor with proof of required coverage. Should the lessee opt out of the insurance portion, the package will be reduced by $11.

Pets are Welcome!

In general, no more than two pets will be allowed. Breed restrictions could apply. There will be a pet administration fee of $75 per pet. Each pet will be required to go through our approval process to determine the monthly risk mitigation fee per pet. This fee will vary from $15 - $65 per pet per month. No fees/deposits will apply for service/assistance animals. There will be a $20 fee for the first pet and $15 fee for the second pet paid directly to the third party application provider. More details on application.

Please review the qualification and application guidelines above before completing your rental application. Please note that nothing contained in these guidelines constitutes a guarantee or representation that all current occupants have met these guidelines. This document serves as a guideline for applicants and is not intended to be comprehensive. Screening and application requirements are subject to change. We will provide you with further details, terms and conditions throughout the process.

If you have read all of the above requirements, are ready to complete the application and pay the fee please click here.